Terms

These terms are an agreement between you and Sociobot, Inc., which operates Odds & Why (“Odds & Why”, “we”, “us”). They cover oddsandwhy.com and everything on it (the “service”). By creating an account, asking a question or buying a plan, you agree to them and to our Privacy policy. If you don’t agree, please don’t use Odds & Why.

1. Not financial advice

2. Prediction markets

Some questions come from prediction markets such as Kalshi and Polymarket, and we may show a market’s number next to ours for comparison. Odds & Why is not affiliated with, endorsed by or sponsored by any of them. Their names belong to their owners and are used only to say where a question comes from. Market questions, rules and numbers are theirs, shown as we received them, and may be late, incomplete or changed by the market. Whether you may use any market where you live is for you to check. Nothing on Odds & Why invites you to trade on any of them.

3. Who can use Odds & Why

• You must be at least 18 and able to make a binding contract.
• You may not use it where the law forbids it, or if we have closed your account before.
• One person, one account. You may not create accounts to collect free questions again or to get around a limit.

4. Your account

You sign in with a one-time code sent to your email, so keep that inbox secure. You are responsible for what happens in your account. Tell us at [email protected] if you think someone else is using it.

5. How questions work

• You ask about something that will have a clear answer later, with a rule for how it is checked. Several AI models answer on their own, then argue it over a few rounds, and we give one number, “the Odds & Why call”, with the reasons.
• You can add your own number, “your instinct”, until the answer is due.
• When the answer is due we check it, using the market’s own result for a market question, or the question’s rule and source for others, and score each forecast. We decide the outcome used for scoring and may correct it if we find a mistake. Scores are for interest only.
• There are no prizes.Nothing of value is won or lost on Odds & Why, and the leaderboard is not a contest.

6. Plans, payments and automatic renewal

• Every new account gets 3 free questions. Each plan’s price and what it includes are shown on the Plans page before you buy.
• Pay as you go: buy as many questions as you like, at the price per question shown on Plans (by card, a minimum number applies because of card fees). It’s a one-time payment, and the questions don’t expire while your account is open.
• Monthly plans paid by card renew automatically. Each month, your card is charged the plan’s monthly price, plus any tax, until you cancel. Unused questions don’t carry over. The unlimited plan allows up to 20 questions a day.
• You can cancel any time, online, from Plans or Account, without contacting us. Cancelling stops the next renewal; your plan stays active until the end of the month you’ve paid for.
• After you buy, we email you a confirmation of what you bought and, for a monthly plan, that it renews and how to cancel.
• If we change a monthly plan’s price, we will email you before the change applies to you, and you can cancel before it does.
• If a question fails on our side, for example the AIs can’t be reached or it ends without a number, it doesn’t use one of your questions.
• No refunds. Plans and questions bought are not refundable, including for part of a month, except where the law requires it. If you live in the European Economic Area or the United Kingdom, you ask us to start providing questions straight away, and you lose your right to cancel a purchase once you have used a question from it.
• Payments are handled by Stripe. We never see or store your full card number. If a payment fails, we may pause your plan until it succeeds.
• Paying with Bitcoin. You can also pay with Bitcoin over the Lightning Network, through Zaptrain. Prices are in US dollars; at checkout we convert the price to sats at a market rate, and that amount holds for 30 minutes. A monthly plan paid with Bitcoin covers one month and does not renew automatically: we email you 5 days before it ends with a way to pay for the next month, it keeps working for 3 days after it ends, and a renewal starts when the paid month ends. If you don’t renew, your account goes back to free questions.
• Bitcoin payments can’t be reversed, so they are final. Where the law requires a refund, contact us and we’ll arrange it with you. You are responsible for paying the exact amount to the payment request we show, and for any fees your wallet charges.
• If you dispute a charge with your bank without contacting us first, we may suspend your account while it is reviewed, and questions from a refunded or disputed purchase are removed.

7. What you may not ask or do

• Ask about private individuals, or ask anything that harasses, threatens, defames or targets a person or group.
• Ask about the death, injury or harm of any specific person, or anything meant to encourage or help cause harm.
• Put other people’s personal information, or confidential or inside information, into a question.
• Use Odds & Why to manipulate a market, to trade on information you shouldn’t have, or to break any market’s rules or any law.
• Get around limits, the bot check or our safety checks; use scripts, bots or scraping to ask questions, check them or copy results in bulk; or resell what you get here.
• Interfere with the service, probe it for weaknesses, or try to reach data that isn’t yours.

We may refuse or stop a question, remove content, or suspend or close an account that breaks these rules.

8. Your content

Your questions, rules and instincts stay yours. You give us a worldwide, non-exclusive, royalty-free licence to store, copy, process and show them as needed to run and improve Odds & Why, including sending them to the AI and search providers that answer them, and to count their scores in the leaderboard’s totals. A question is private unless you share it; a shared link can be opened by anyone who has it, until you stop sharing. You are responsible for what you put in a question and confirm you have the right to.

You may use the answers you get for your own purposes. AI answers aren’t unique, and others may get similar ones. If you send us ideas or feedback, we may use them freely.

9. Our service

Odds & Why, its name, logo, design, software and everything we write for it belong to us or our licensors. We give you a personal, non-transferable right to use it under these terms, and nothing more. We may change, add or remove features at any time.

If you believe something on Odds & Why infringes your copyright, email [email protected] with the work, where it appears, your contact details, and a statement that you believe in good faith the use isn’t authorised and that your notice is accurate.

10. Other services

Odds & Why relies on, and links to, services run by others, such as AI model providers, a web search provider, prediction markets and Stripe. We don’t control them and aren’t responsible for them; their own terms apply when you use them.

11. Ending

You can delete your account at any time from Account; deleting it also ends a monthly plan. We may suspend or close your account, with notice where reasonable, if you break these terms, if the law requires it, or if we stop offering Odds & Why. Sections 1, 2, 8 to 10 and 12 to 17 continue after your account ends.

12. Disclaimers

As far as the law allows, Odds & Why is provided “as is” and “as available”, without warranties of any kind, express or implied, including warranties of accuracy, fitness for a particular purpose, merchantability and non-infringement. We don’t promise that it will be uninterrupted, secure or error-free, or that any forecast, source or score is correct.

13. Limits on our liability

As far as the law allows, we are not liable for any indirect, incidental, special, consequential or punitive damages, or for any lost profits, trading or investment losses, lost data or lost opportunity, arising from Odds & Why or anything on it, even if we were told they were possible. Our total liability for all claims relating to Odds & Why is limited to the greater of what you paid us in the 12 months before the claim and US $50.

Some places don’t allow some of these limits, so they may not all apply to you. Nothing in these terms limits liability that the law doesn’t allow to be limited, such as for fraud.

14. Your responsibility to us

As far as the law allows, you will cover our reasonable losses and costs, including legal fees, from claims by others that arise from your breaking these terms or the law, or from what you put into Odds & Why.

15. Settling disputes: arbitration and class action waiver

Talk to us first. Before starting any claim, email [email protected] with your name, your account email and what you want. We’ll try to sort it out within 60 days.

Arbitration.If we can’t, you and we agree that any dispute about Odds & Why or these terms will be settled by final and binding arbitration before one arbitrator, administered by the American Arbitration Association under its Consumer Arbitration Rules, and not in court. The Federal Arbitration Act governs this section. The arbitrator decides all questions about the dispute, including whether it must be arbitrated, except where this section says otherwise. Hearings can be by video or phone, or in the county where you live. We pay the arbitration fees beyond what you would pay to file in court.

Exceptions. Either of us may take an individual claim to small-claims court instead, or ask a court to stop misuse of intellectual property. A claim for public injunctive relief, where the law doesn’t allow it to be waived, is decided by a court after everything else has been arbitrated.

No class actions or jury. You and we may bring claims only individually, not as a plaintiff or class member in any class, collective or representative action. The arbitrator may not combine claims or award relief to anyone but the person bringing the claim. You and we give up the right to a jury trial.

Many similar claims. If 25 or more similar claims are brought against us by the same or coordinated lawyers, they are administered in batches under the AAA’s mass arbitration rules, and the time limit to bring a claim is paused while that happens.

Opting out. You can opt out of this section within 30 days of creating your account by emailing [email protected] from your account email and saying you opt out of arbitration. Opting out doesn’t change anything else in these terms.

If the class action waiver is found unenforceable for a claim, that claim goes to court, not arbitration. If any other part of this section is found unenforceable, the rest still applies. A claim must be brought within one year after it arose, unless the law requires a longer period.

16. Law and courts

These terms are governed by the laws of the State of California, without regard to its conflict-of-law rules, and section 15 by the Federal Arbitration Act. A claim that isn’t arbitrated is heard in the state or federal courts in San Francisco County, California, and you and we agree to their jurisdiction. If you live in the EEA or the UK, you keep the protection of your local consumer laws and may bring a claim in your local courts.

17. General

• These terms and our Privacy policy are the whole agreement between you and us about Odds & Why.
• If we change these terms in a way that matters, we’ll tell you by email or in the app before the change applies, and if you keep using Odds & Why after that, the new terms apply. Changes don’t apply to disputes we already knew about.
• You agree that we may send notices, receipts and other messages to you by email or in the app.
• You may not transfer these terms; we may transfer them to a company that takes over Odds & Why.
• If we don’t enforce a part of these terms, we haven’t waived it. If a part is found unenforceable, the rest still applies.
• We aren’t responsible for delays or failures caused by things outside our reasonable control.

For California residents

Under California Civil Code section 1789.3, you may contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 1625 North Market Blvd., Suite N 112, Sacramento, CA 95834, or by phone at (800) 952-5210.

Contact

Sociobot, Inc., operator of Odds & Why. Email [email protected].